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How much does Obamacare cost for a family of 4?

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Who belongs in a four-person tax household?

The application generally includes you, your spouse and tax dependents. Tell the Marketplace which people need coverage rather than excluding non-applicants from household information.

HealthCare.gov: Dates and deadlines

Why does income change estimated savings?

Premium tax credits depend on eligibility and projected annual household income. Compare verified quotes at consistent applicant ages, ZIP code and plan choice.

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Can children have different coverage?

Children may qualify for Medicaid or CHIP even when adults use a Marketplace plan. An application determines program eligibility; a sample premium cannot do so.

How can my family compare plans?

Check each family member’s prescriptions, doctors and expected care. Ask an advisor to review partial-household enrollment before relying on an estimated subsidy.

Return to the monthly cost guide

What are the official sources?

  1. HealthCare.gov: Dates and deadlines
  2. HealthCare.gov: Prepare your application
  3. HealthCare.gov: How to save on coverage
  4. IRS: Premium Tax Credit

HealthCare.gov calendar; state-based marketplaces may have different deadlines.

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